Keep your cash flow flexible for unexpected expenses and business growth. Access previously repaid loan amounts whenever you need them, giving you the financial flexibility to seize opportunities or manage challenges as they arise. With no line fees and daily interest calculations, you only pay for what you use when you use it.

How do we start? Just 4 easy steps!

1. Submission

   Day 0

   Step 01

   Tell us about the property, the loan and your exit plan.

   Submission

   Required information:

   Security Detail

   • Security Address

   Loan Amount

   • Loan Terms
   • Short brief on borrowers and sponsors background
   • Borrowing Purpose
   • Exit Strategy
   • First Mortgage Outstanding Amount (if applicable)

2. Indicative Offer

   24H

   Step 02

   A clear funding table. All terms negotiable.

   Indicative Offer

   We provide a concise funding table detailing:

   • Loan Amount
   • Interest Rate
   • Terms
   • Fees
   • Net Proceeds to Borrower

   All terms are negotiable, and the table can be adjusted to suit your needs.

3. Letter of Offer

   48H

   Step 03

   Conditional approval, ready to sign.

   Letter of Offer

   Required information:

   Security Detail

   • Security Address
   • Council Rates
   • Valuation Report (preferably)

   Proof of Identity

   • Borrower Company ASIC Extract
   • Guarantor ID

   Financial Doc

   • Bank statement (First Mortgage)
   • A&L Statement

   A conditional approval term sheet is issued for the borrower to sign and accept, along with payment of the deposit.

4. Settlement

   72H

   Step 04

   Documents signed, funds released.

   Settlement

   The lawyer prepares the loan documents for both parties to sign. Once completed, the proceeds are disbursed according to the payment instructions.